Save together without the awkward
Ōwhitiroa helps whānau and groups manage collective savings — no spreadsheets, no chasing, no guesswork.
Collective saving is hard to coordinate
Sound familiar? We built Ōwhitiroa to solve these exact problems.
"Who's contributed what?"
Clear visibility for everyone
No more awkward texts or spreadsheets. Everyone sees contributions in real-time.
"What did we actually agree?"
Shared decisions, recorded
Decisions are proposed, discussed, and agreed together. Nothing gets lost.
"Someone needs to pause?"
Flexible, judgement-free
Life happens. Pause contributions without shame, and pick up when you're ready.
Built for groups who save together
Whānau
Holidays, tangihanga, milestones — save for what matters most.
Teams & clubs
Sports gear, tournaments, end-of-season trips.
Community groups
Marae projects, events, shared goals.
Three steps to saving together
Get your rōpū started in minutes, not hours.
Create a rōpū
Start a new savings group, or accept an invite to join one. Name it, describe your kaupapa, and you're ready.
Set a goal
Choose open collective saving or set a specific target with an amount and timeframe.
Save together
Log contributions, watch progress grow, and make decisions as a group. Everyone stays in the loop.
Built for how whānau actually operate
Simple tools that work the way you already do — just clearer and fairer.
Contribution tracking
Log savings easily and see who's contributed. Real-time updates keep everyone on the same page.
Collective decisions
Propose ideas, gather responses, and reach consensus together. Fair, transparent, recorded.
Progress visualisation
Watch your collective effort grow with satisfying visuals. Celebrate milestones together.
Pause when life happens
Need to step back? No judgement. Pause your contributions and rejoin when you're ready.
Your rōpū, your rules
Ōwhitiroa is designed around trust, not transactions. We built it for communities, not corporations.
No judgement, no shame
Language and flows designed to support, never pressure.
Privacy-first
Your data stays with your rōpū. We never sell or share it.
Community-led
Built with and for whānau. Not a bank product.
Our promise
What we'll always do
Support kōrero, never enforce outcomes.
Keep your data yours.
Make pausing easy, not shameful.
Stay transparent about how we operate.
Where we're headed
We're building Ōwhitiroa step by step, with community input at every stage.
Now
Core Experience
- Create and join rōpū
- Contribution tracking
- Collective decisions
- Progress visualisation
Next
Financial Integration
- Real payment integration
- Bank account linking
- Automated contributions
- Payout management
Future
Community Platform
- Financial literacy tools
- Multi-rōpū management
- Community templates
- Expanded saving options